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School Reports in Gatlinburg, Pigeon Forge and Sevierville, Tennessee
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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
What famous writer's home is Rowan Oak?

A 
Rowan Oak in Oxford, Mississippi, was the home of William Faulkner from 1930 until his death in 1962.
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Delores A. White, REALTOR®, real estate agent and broker for Gatlinburg, Pigeon Forge and Sevierville, Tennessee home listings, property and land for sale - NUMBER1EXPERT

Delores A. White & Lisa R. Hatcher
Thompson Carr Real Estate LLC

1148 Wagner Dr. Suite 101
Sevierville, TN 37682
Delores Mobile Office: 865-850-4264
Fax: 865-774-5358
Office: 865-774-5338
Lisa's Mobile: 865-654-8280
deloreswhite@NUMBER1EXPERT.com
deloresawhite@cs.com
lisarhatcher@gmail.com

When choosing The Delores A. White Team as your Realtor, you will be getting agents with over 14 years combined experience, recognized with honors, a Certified Resort Property Specialist, a Certified Accredited Buyers Agent and a top producer in the entire Mid-South Region.

REALTOR ePro SFR MLS ABR Equal Housing


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